Cricket Funding Hard Money Fix & Flip Loans
Hard Money
Fix & Flip Loans
We aren't bound by rigid banking guidelines and can offer you some of the most flexible loan terms in the industry depending on the deal. 

We look at your investor profile, background, and experience. We carefully evaluate each deal and offer competitive terms when the deal makes sense. 

From single to multiple Fix and Flips, and ground up spec home funding, it's our job to get you the money to do the deal.
See the Cricket Funding Difference!
Fix & Flip Loans
Loans will vary based on each Fix & Flip Deal.
LTV: Up to 90% Acquisition / 100% of rehab costs

ARV: Up to 75% of the After-Repair-Value

Rate: As low as 5.99%

FICO: 650+ minimum score

Fix & Flip Loans: $100k to $10M+

Loan must close in: a Corp or LLC name

Loan Lengths: 12 - 24 months
No Pre-Payment Penalty

Refi: Cash-Out refinancing available

No Documentation Required*

Closing: Close in 10 days

We Allow Simultaneous Deals: No Need to Turn Down a Second or Third Great Deal.

Property Types:
  • Non-owner occupied
  • 1-4 Family Residential Real Estate
  • New Home Construction
  • 30 Year Rental Portfolio
Fast Loan Decisions & Streamlined Loan Process
  • 💰 What are Fix and Flip Loans?
Fix and Flip Loans are loans made to real estate investors that are in the business of buying, rehabbing and then reselling renting properties at a profit.
  • 💰 How Long are the Loan Terms?
Typically, our fix & Flip loans are short term (12 month) loans for investors that fund not only a percentage of the purchase price, but also up to 100% of the funds needed to rehab the property and bring it to market. The purchase price plus the rehab cost should not exceed 75% of the completed value to ensure there is enough room in the deal for you to make a profit.
  • 💰 Why Choose A Hard Money Loan?
Plain and simple, a hard money fix and flip loan is a loan made by a hard money lender for a real estate investor to buy, fix and rent or sell a house to make a profit.
  • 💰 Fix and Flip Loans for Real Estate Investors
House Flipping Loans Funded by a Company Experienced in Actual Fix and Flip Investments.
  • 💰 Fix & Flip Hard Money Loans
Hard money loans are great for experienced investors who have completed a few house flips and will be able to keep the rehab project on time, because most hard money loans are short term loans. Experienced investors will also have the down payment and monthly interest payments these types of loans usually require. Interest rates & down payments will vary by property.
  • 💰 What's the Max ARV Loan Amount?
Our max loan amount is based on the after-repair value, not the current value or purchase price. We lend up to 75% of the ARV. We will fund everything but earnest money as long as it fits within 75% of the ARV. If the numbers line up, we will fund it.
real estate investors & CRICKET FUNDING
  • 💰 We can structure loans in most states
We are a national hard money broker for short-term real estate investment loans, offering convenient financing options to real estate investors.
  • 💰 Hard Money Loan Programs
We can find a fit for you and your property among our database of loan programs, please schedule an appointment with one of our expert deal-makers to get the details of your fix & flip and let us help you push this property across the finish line.

We just need to know a few things about you and your property before we can see if we can make your deal happen.
  • 💰 No Rigid Banking Guidelines
We can offer you some of the most flexible loan terms in the industry depending on the deal, we look at your investor profile, background, and experience.

Terms will vary from market to market but if you have a good deal and a decent background we can get your deal closed.
Calculating Loan To Value Ratios
The loan-to-value ratio, or LTV, is a measure of the relationship between the loan amount and the value of the commercial real estate (collateral). It is used to measure, or determine risk when financing commercial property or making a commercial mortgage. Calculating the LTV is a key component in helping commercial real estate lenders determine both the qualification of a borrower and the proposed terms of the debt being considered.  

A simple way to calculate the loan-to-value ratio is:
LTV= Loan Amount / Appraised Value
If you're an investor interested in purchasing and flipping distressed property, the after repair value, or ARV, is one metric you should definitely know.
The ARV of a property is simply the property's market value after any repairs, renovations, or improvements have taken place.

ARV= Property Purchase Price + Value of Renovations
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